MAKING A DONATION THROUGH LIFE INSURANCE TO HUMANITY & INCLUSION CANADA: EVERYTHING YOU NEED TO KNOW ABOUT THIS GENEROUS GESTURE
A life insurance policy can do much more than protect your loved ones. It can also carry on the values that have guided your life and help build a future where everyone can live with dignity, participate fully in their community, and exercise their rights.
By supporting Humanity & Inclusion Canada with a life insurance policy, you create a legacy of inclusion that will continue to transform lives for generations to come.
WHAT IS LIFE INSURANCE?
A life insurance is a contract with an insurance company that provides for the payment of a death benefit to one or more beneficiaries upon the death of the insured person. A life insurance donation involves using all or part of this benefit to support Humanity & Inclusion Canada.
You can name Humanity & Inclusion Canada as the beneficiary of all or a percentage of your life insurance policy, or transfer ownership of a new or existing policy to the organization. This form of giving allows you to provide significant future support for our mission while preserving the financial resources you have available today.
WHY TRANSFER YOUR LIFE INSURANCE POLICY ?
A life insurance donation is a powerful act of generosity. By naming Humanity & Inclusion Canada as the beneficiary of your policy or transferring ownership to us, you leave a legacy of inclusion that will continue to transform lives.
Through this act, you help ensure the long-term sustainability of our work by incorporating your values of intergenerational solidarity and inclusion into your legacy.
Note:
Depending on how your donation is structured, tax benefits may vary. You can remain the owner of your policy and name Humanity & Inclusion Canada as the beneficiary; your estate may be eligible for a tax credit upon your death. You can transfer ownership of your policy to Humanity & Inclusion Canada; the insurance premiums you continue to pay may qualify for official donation receipts, allowing you to claim tax credits during your lifetime.
Committed to supporting people with disabilities, Stéphanie Barker made a $50,000 life insurance donation to HI Canada through a life insurance policy.
Stéphanie Barker
Chair of the Board of Directors of Humanity & Inclusion Canada
For several years, Stéphanie has been actively involved with Humanity & Inclusion Canada to advance the rights and inclusion of people with disabilities. Today, now that her daughters are adults, her career is well established, and her retirement is planned, she has chosen to extend her commitment by making a life insurance donation of $50,000.
It’s a very effective philanthropic tool. I’ll pay the premiums for 15 years until I retire, and since Humanity & Inclusion Canada already owns the policy, I receive a tax receipt each year for my payment, which makes the cost of my donation affordable.
HOW TO MAKE A DONATION THROUGH LIFE INSURANCE TO HUMANITY & INCLUSION CANADA?
You can support Humanity & Inclusion Canada by designating us as the beneficiary of all or part of the death benefit under your life insurance policy. For an existing policy, simply contact your insurer or financial advisor to complete a new beneficiary designation form.
You can choose a revocable designation, which you can change at a later date, or an irrevocable designation, which generally cannot be changed without the beneficiary’s written consent.
To designate Humanity & Inclusion Canada, please use the following information:
Legal name: Humanity & Inclusion Canada
Registration number: 88914 7401 RR0001
Are you interested in subscribing to a new policy in favor of Humanity & Inclusion Canada?
If so, we invite you to ask your financial advisor to contact our team before the policy is issued. We can provide your advisor with the necessary information and assist them in ensuring that the donation is structured in accordance with your philanthropic intentions.
WHY MAKE A LIFE INSURANCE DONATION TO HUMANITY & INCLUSION CANADA?
A life insurance donation is much more than a financial contribution, it’s a commitment that continues to bear fruit over time. Thanks to your legacy, children with disabilities will have access to an inclusive education, injured people will regain their mobility through rehabilitation services, communities will be protected from landmines and other explosive devices, and families will receive essential support during humanitarian crises.
By choosing to make a life insurance donation to Humanity & Inclusion Canada, you are passing on values of inclusion, dignity, and solidarity that will continue to transform livestoday and for generations to come.
Subscribing to a life insurance policy in favor of Humanity & Inclusion Canada is a decision that requires careful consideration and sound advice. We recommend that you consult a professional when preparing your estate or any form of long-term philanthropic planning.
Humanity & Inclusion Canada has a team dedicated to your estate planning projects that will answer your questions confidentially and with no obligation on your part.
Fill out and return this form to us for more information.
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